At the end of my Life, Liberty, And The Pursuit Of A Dream post the other day I mentioned I would touch on what was involved financially in pursuing this dream of mine. I suggest checking that out first if you haven't already, it will explain the trigger and part of the "why" for doing what I'm doing (the rest of the "why" will come soon).
I'm traveling the world now, and doing it to seek adventure and embrace misadventure, among other things. This is a dream I've had in my mind for most of my twenties, roughly 10 years now, and while it's taken different forms over the years, I was always telling myself it had to wait because I had to get enough experience (I was working as an engineer) to get enough raises to make enough money to pay off all my debt to save enough money so MAYBE one day I could take off and travel the planet.
Why did I find it so important to take all those steps BEFORE doing something I was dreaming about doing for a decade?
Because of fear.
Like many college educated Americans in their twenties and thirties, I entered a college with no debt, and walked out with tens of thousands of dollars of it, in both student loans and credit cards. I was fortunate enough to both choose a versatile major like engineering and then land a well-paid opportunity in beautiful San Diego, California upon graduation. Over the years since then my levels of debt fluctuated as I paid it down, incurred more during bouts of unemployment, paid it down some more, incurred more, so on and so forth, until I hit 30 and felt like I hadn't budged the needle much.